Everyday payments, made simple

Everyday payments, made simple.

Create an account, view your wallet and track your transactions. Airtime, data, electricity and cable purchases are temporarily unavailable while VTUGATE integration is completed.

M4PAY

VTU services are temporarily unavailable. Airtime, data, electricity and cable TV purchases will return after the provider integration is complete. Account, wallet and transaction history features are available.

What you can pay for

VTU purchases are temporarily unavailable while VTUGATE integration is completed.

How it works

  1. 1

    Create your account

    Sign up with your name, email and a password.

  2. 2

    Fund your wallet

    Add money to your naira wallet using online payment.

  3. 3

    Buy and get a receipt

    Pay from your wallet. Every purchase gets a reference and a receipt.

Built to be clear and careful

  • Clear records

    Every credit and debit on your wallet is recorded with a reference and a time.

  • No guessing on results

    A purchase is only shown as successful after the provider confirms it. Unclear results are marked pending while we check.

  • Passwords are protected

    Passwords are stored as one-way hashes, and sessions use secure cookies.

M4PAY